Estimate your total closing costs for any state. See the full breakdown of lender fees, title insurance, transfer taxes, and prepaid items — plus a reference table for all 50 states.
Estimates based on industry averages as of 2026. Actual costs vary significantly by lender, property, and local market conditions. Request a Loan Estimate (LE) from your lender — they are required by law to provide one within 3 business days of your application.
Average closing costs as a percentage of home price, transfer tax status, and typical total for a $350,000 home. Data based on industry averages — 2026.
| State ↕ | Avg % of Price ↕ | Est. Total ($350k) ↕ | Transfer Tax | Notes |
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* Percentages include lender fees, title, government taxes, and prepaids. Transfer tax rates vary by county. Data for educational purposes — verify with your lender.