Disclaimer: Estimates based on current Orleans Parish Civil Clerk of Court rates. Not legal, tax, or financial advice — confirm with a licensed Louisiana notary or closing attorney. Full Disclaimer →
Louisiana · Orleans Parish (New Orleans)

Louisiana Closing Costs: The New Orleans Documentary Tax

Louisiana has no general statewide real estate transfer tax — but New Orleans (Orleans Parish) is a real, documented exception: a flat $325 Documentary Transaction Tax on every qualifying deed, regardless of price.

Jurisdiction Data Card — Orleans Parish, Louisiana Researched Aug 21, 2026
What changes here:Adds the flat $325 New Orleans Documentary Transaction Tax
Governing authority:Orleans Parish Civil Clerk of Court (Notarial Archives)
Statutory basis:City of New Orleans Documentary Transaction Tax
Calculator fields affected:Documentary Transaction Tax, Recording fee

Documentary Transaction Tax and deed-recording fee only — excludes title insurance, escrow, lender fees, and mortgage-recording fees.

Total Louisiana Transfer Tax & Recording Fee

Documentary Transaction Tax

Recording Fee

Worked Example: $400,000 Orleans Parish Purchase

New Orleans Documentary Transaction Tax (flat)$325.00
Orleans Parish recording fee (1–10 pages)$20.00
Total included amount$345.00

This is a tax-module example, not a complete settlement statement — title, escrow, lender, and mortgage-recording charges are not included. The tax does not change with price — a $200,000 sale and a $2,000,000 sale in Orleans Parish both pay $325 (absent the small-mortgage exemption).

Why Louisiana Is Mostly a "No Tax" State — Except New Orleans

No general statewide tax on an ordinary living-person real estate conveyance was identified in the primary sources reviewed. Louisiana's Department of Revenue page on transfer taxes concerns the state's estate-transfer/death-tax framework, not a tax on ordinary sales. But Orleans Parish (the City of New Orleans) is a real, separately documented exception: its Documentary Transaction Tax applies to sales, donations, transfers, mortgages, and commercial leases recorded there, at a flat $325.00 regardless of price (mortgages under $9,000 are exempt).

The Tax Is Flat, Not a Percentage

Unlike California's Measure ULA or Washington's REET, New Orleans's Documentary Transaction Tax does not scale with sale price at all — it is the same $325 whether the property sells for $150,000 or $1,500,000. This calculator only applies the $325 charge when Orleans Parish is selected; no documented equivalent tax was identified for other Louisiana parishes in the sources reviewed.

Understanding Closing Costs in Louisiana

Closing costs are the fees and charges required to finalize a real estate purchase, separate from your down payment and the home's purchase price. Beyond the Louisiana transfer tax and recording fee calculated above, a typical closing includes a handful of other charges: a loan origination fee charged by your lender, an appraisal fee to confirm the home's value, a home inspection fee, a title search and title insurance premium (a lender's policy is required by most lenders, and an owner's policy is optional but recommended), an escrow or settlement agent fee, and prepaid items such as homeowners insurance and the property tax and mortgage interest your lender collects upfront into escrow. Which of these apply, and how much each one costs, depends on your lender, your loan program, and the title or escrow company handling your closing — this calculator covers only the government-charged transfer tax and recording fee shown above, not the full closing cost picture.

What Affects Your Total Closing Costs

Several factors shape how much you'll actually pay at closing on a Louisiana property, beyond the transfer tax and recording fee shown above. Loan type matters: FHA loans add an upfront mortgage insurance premium, VA loans add a funding fee (waived for some veterans and service members), and USDA loans add a guarantee fee, while conventional loans typically don't carry a comparable upfront charge. Property type matters too — condos and homes in planned communities often require an extra fee for HOA document review or a resale certificate, and multi-unit or investment properties can carry higher title insurance premiums than a standard single-family purchase. County and municipality matter as well: recording fees, and in some states local transfer taxes, can vary from county to county, so the figures on this page reflect the Louisiana statutory default — always confirm with the specific county recorder's or clerk's office where you're closing. Finally, purchase price and loan amount drive costs that scale with value, including title insurance premiums, percentage-based origination fees, and the transfer tax calculated above.

Frequently Asked Questions

Does Louisiana charge a real estate transfer tax?
No general statewide conveyance tax on an ordinary residential sale was identified in the primary sources reviewed. But New Orleans (Orleans Parish) is a real, documented exception — see the next question.
What is the New Orleans Documentary Transaction Tax?
A flat $325.00 tax charged by the City of New Orleans on documents transferring real estate — sales, donations, transfers, mortgages, and commercial leases — recorded in Orleans Parish. It is flat regardless of price (mortgages under $9,000 are exempt). Collected by the Notarial Archives at the time of recording.
Does the Documentary Transaction Tax scale with the sale price?
No. It is a flat $325 charge per document, not a percentage of price. A $200,000 sale and a $2,000,000 sale in Orleans Parish both pay the same $325 tax (absent the small-mortgage exemption).
Do other Louisiana parishes charge a similar tax?
No documented equivalent was identified outside Orleans Parish in the sources reviewed. This calculator only applies the $325 tax when Orleans Parish is selected.
What happens if I don't pay the Documentary Transaction Tax within 30 days?
The Orleans Parish Civil Clerk of Court states that unpaid tax accrues interest plus a $500 penalty if not paid within 30 days of recording.
Who typically pays closing costs in Louisiana?
Closing cost responsibility is set mainly by the purchase agreement rather than a fixed state formula in most cases. Buyers typically pay their own loan-related fees — origination, appraisal, and the lender's title insurance policy — while sellers commonly pay the real estate commission and, in many markets, the owner's title insurance policy. Local custom varies, so ask your real estate agent how closing costs are typically split where you're buying in Louisiana.
Can closing costs be negotiated?
Yes. Many closing cost line items are negotiable between buyer and seller as part of the purchase offer, and lender fees can often be shopped and negotiated between lenders. It's common for buyers to request a seller credit toward closing costs, particularly when a market favors buyers.
Are closing costs tax-deductible?
Some are, some aren't, and the rules differ for a primary residence versus a rental or investment property. Loan origination points paid to reduce your interest rate are often deductible in the year you pay them; costs like title insurance, appraisal fees, and recording fees typically aren't deductible but can usually be added to your home's cost basis. This is general information, not tax advice — a CPA can confirm what applies to your specific purchase.
Does this calculator include lender fees or title insurance?
No. This calculator isolates the government-charged transfer tax and deed-recording fee for Louisiana shown in the sources above — it does not include lender origination fees, appraisal costs, title insurance premiums, escrow fees, or prepaid items. Those vary by lender and title company and should be confirmed on your Loan Estimate and Closing Disclosure.
Methodology & sources: Rates sourced directly from the Orleans Parish Civil Clerk of Court (Notarial Archives). Researched via Manus AI primary-source research (task NcVFjxFJPogSuL2URrwQZ9) and independently spot-checked via web search. Last verified August 21, 2026. Tax law changes — always confirm current rates with your notary, closing attorney, or the Orleans Parish Civil Clerk of Court before relying on this estimate for a real transaction. Spotted an error? Contact us.