Last Updated: May 5, 2026
MortgageBreakUSA is operated by Berean Defense, LLC ("we," "us," or "our"). This Privacy Policy explains how we collect, use, and protect information when you visit mortgagebreakusa.com (the "Site").
All mortgage calculator inputs you enter on this Site — including home prices, loan amounts, income, debts, interest rates, and down payment amounts — are processed entirely within your web browser. This data is never transmitted to our servers and we never store, record, or have access to your financial inputs.
Analytics data. We use Google Analytics 4 to collect anonymous usage data including pages visited, time on site, general geographic region (country/state level), device type, and browser type. This data is aggregated and does not identify you personally. Google's data collection is governed by the Google Privacy Policy.
Contact form submissions. If you submit a message through our contact form, we collect your name, email address, and the content of your message. This data is transmitted via FormSubmit and delivered to our email address. We use it only to respond to your inquiry and do not add you to any mailing list without your explicit consent.
Log data. Like most websites, our hosting provider automatically collects standard server log data including your IP address, browser type, referring URL, and pages accessed. This data is used for security monitoring and is retained for a limited period.
This Site uses cookies set by Google Analytics to distinguish unique visitors and track sessions. These are first-party analytics cookies and do not contain personally identifiable information. The primary cookies set are:
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on or by adjusting your browser's cookie settings. Disabling analytics cookies does not affect calculator functionality.
We do not use your information for targeted advertising, automated decision-making, or profiling.
We do not sell, rent, or trade your personal information to third parties. We may share information with:
This Site may contain affiliate links to third-party services such as mortgage rate comparison platforms. If you click an affiliate link and take an action, the third-party site may set its own cookies and collect data according to its own privacy policy. We are not responsible for the privacy practices of third-party sites. We encourage you to review their privacy policies before submitting any personal information.
We implement reasonable technical measures to protect the Site and any data we hold. However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security.
This Site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has submitted personal information through this Site, please contact us and we will promptly delete it.
If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with the following rights regarding your personal information:
To exercise your rights, contact us at [email protected]. We will respond within 45 days as required by law.
Categories of personal information collected: Identifiers (name, email — contact form only); Internet activity (analytics data). We do not collect financial data entered into calculators.
Nevada residents may opt out of the sale of their personal information. We do not sell personal information, so no action is required. You may still contact us at [email protected] to confirm this.
Our Site may link to external websites. This Privacy Policy applies only to mortgagebreakusa.com. We are not responsible for the privacy practices of any third-party site.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.
Questions? Contact us. See also our Disclaimer and Terms of Use.